Four men walked into a bar. One said he was from Lou-uh-vuhl. The other said he was from Lou-ee-ville, the other from Loo-iss-ville, and yet another from Lou-vuhl. And that was the last time hailing from Louisville Kentucky was mentioned.

Microloans flipped the traditional concept of collateral on its head. Why? Because the borrowers didn’t have traditional items of value. Instead, they used a social network as collateral. A group of five, usually women, self organizing and applying for a loan. Initially, two of the five would be approved and get a loan. If they…

How quick we are to forget the graciousness of others. How strongly we hold to the lack of graciousness we received. You can’t determine heads or tails from a spinning coin.

What is time? Is it a collection of memories, or an involuntary treadmill? Depends on the day.

You, the person reading this, are living in special moment. A moment that will define the next century. Do you want to participate in it?