Microloans flipped the traditional concept of collateral on its head. Why? Because the borrowers didn’t have traditional items of value. Instead, they used a social network as collateral. A group of five, usually women, self organizing and applying for a loan. Initially, two of the five would be approved and get a loan. If they…

How quick we are to forget the graciousness of others. How strongly we hold to the lack of graciousness we received. You can’t determine heads or tails from a spinning coin.

What is time? Is it a collection of memories, or an involuntary treadmill? Depends on the day.

You, the person reading this, are living in special moment. A moment that will define the next century. Do you want to participate in it?

It’s an unusual spring. The wrath of Quetzalcóatl is stirred. Rain is a constant.